'Dee' Mayers

Greetings,
I am your dedicated leave-no-stone-unturned REALTOR® here to help you bring your dream of selling or buying real estate to reality. To be able to offer my clients the very best marketing tools available and see the end result of my efforts is fuel for the soul!

Licensed Sales Associate – California Department of Real Estate

1/30/2010 2:19:00 AM Keep This In Mind Loans insured by the FHA generally are less expensive to borrowers because of the lower down payment requirements. However, these loans also have fees, such as up-front mortgage insurance. To help the agency raise its cash reserves, the FHA is increasing the ... Views: 6       Comments: 0       Comment

1/15/2010 7:10:00 PM What you should know about the market… • The government is expected to unveil a new program in the next couple of months that, if approved, may reimburse homeowners for up to half the cost of making their homes more efficient. Through the program, homeowners will receive the largest return ... Views: 8       Comments: 0       Comment

1/15/2010 7:06:00 PM KEEP THIS IN MIND Gov. Arnold Schwarzenegger proposed a new round of $10,000 state tax credits for buyers of new and existing homes in California. To read the full story, click here: www.sacbee.com Losing a home? A tax bite may be next You might avoid debt-relief taxes if your ... Views: 7       Comments: 0       Comment

1/9/2010 9:28:00 AM GOOD FAITH ESTIMATES Although Good Faith Estimates have been in use for many years, there never has been a standard form required of all lenders. Under the new rules, lenders and mortgage brokers are required to give consumers the standard estimate forms within three days of receiving ... Views: 10       Comments: 0       Comment

1/1/2010 2:17:00 PM KEEP THIS IN MIND • A short sale is when the lender agrees to accept less than the amount owed on the mortgage instead of foreclosing. Many homeowners and REALTORS® have expressed their frustrations in the short-sale process, criticizing lenders for the amount of time ... Views: 29       Comments: 0       Comment

12/19/2009 3:17:00 PM What you should know about the market… • Many homeowners have been enticed lately by mortgage interest rates hovering near 5 percent, leading some to think about refinancing their home. The first step owners should take is to have their property’s value assessed and to contact a REALTOR® ... Views: 27       Comments: 0       Comment

12/12/2009 1:58:00 PM KEEP THIS IN MIND Historically, the FHA has played a critical role in propping up the housing market by insuring lenders against default after the mortgage market failed. Currently, the agency guarantees approximately 30 percent of all home loans and 20 percent of refinancings. ... Views: 31       Comments: 0       Comment

12/5/2009 3:06:00 PM What you should know about the market… Homeowners who lose their homes to foreclosure should wait three to five years before trying to qualify for a home mortgage insured by the government, depending on the borrower’s circumstances, and assuming they have re-established a record of paying ... Views: 39       Comments: 0       Comment

11/27/2009 5:24:00 PM Keep this in mind • Mortgage rates currently are below 5 percent, and should remain low for the next few months, partially due to the Federal Reserve’s ongoing purchase of mortgage-backed securities. However, if the economy quickly turns around and inflation fears ... Views: 25       Comments: 0       Comment

11/21/2009 1:47:00 PM What you should know about the real estate market... • Industry estimates find that half of all homeowners who lose their homes to foreclosure have no contact with their loan servicers. Homeowners at risk of default or those who already are behind on mortgage payments are advised to contact their servicer ... Views: 27       Comments: 0       Comment