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Spencer & Margaret Morris

Agent Member Since December `07

Agent Statistics

Avg Photos per Listing: 18
Blog Posts: 23

Pismo Beach, CA  
United States

Phone: (805) 709-7646
Cell: (805) 709-7646
Fax: (888) 633-5888
Other: (805) 709-8535

Spencer and Margaret Morris have many years of experience in the real estate industry. Before moving to the central coast Spencer and Margaret enjoyed a very successful real estate career in Visalia. Spencer's strengths in negotiating and marketing and Margaret's in organizational detail and client care make them an outstanding team with whom to work and one of the top real estate teams. Their many satisfied clients always testify to what great care and professionalism they bring to each transaction. Spencer and Margaret bring that same enthusiasm, energy and experience to the Five Cities Area to serve their clients who enjoy their professional and positive approach to real estate. They have become Certified Distressed Property Experts to better assist those clients who are in difficult situations and possibly facing foreclosure. They can also assist their clients in buying real estate with their IRAs or other retirement accounts. Call the Morris Team today!
6/3/2009 9:26:00 PM

$8,000 First Time Homebuyer Tax Credit Can Be Used For Closing Costs

On Friday HUD announced that FHA approved lenders can develop bridge loans for 1st time home buyers to use the $8,000 tax credit for closing costs, buying down the interest rate or putting down more than the required 3.5% down payment. It can not be used for ...

Views: 12       Comments: 0       Comment
4/23/2009 4:31:00 PM

Spring Maintenance

Here are some good spring maintenance ideas! Clean showerheads and faucet aerators. Clean and seal tile grout. Clean the clothes dryer exhaust duct and space under the dryer. This prevents lint from accumulating and reduces the risk of fire. Inspect washing ...

Views: 34       Comments: 0       Comment
4/20/2009 3:16:00 PM

Why it's unlikely home prices will escalate again

When talking with sellers we find that many are hopeful that prices will go back up but it’s highly unlikely. What happened in the past was the perfect storm for a housing bubble that will likely never happen again in our lifetime. Here are a number ...

Views: 39       Comments: 0       Comment
4/19/2009 8:59:00 PM

Buy a Foreclosure Property with an FHA Streamlined 203K Limited Repair Loan and Get Cash to Repair/Improve the Home

If buying a foreclosure property appeals to you because of the low price but you don't have the money to fix it up to move into it, consider the FHA Streamlined 203K loan. The loan allows you to finance improvements/upgrades up to $35,000 into the mortgage ...

Views: 57       Comments: 0       Comment
4/17/2009 6:25:00 PM

Have you heard of the new Mortgage Protection Program?

This program is offered by the California Association of REALTORS Housing Affordability Fund (CARHAF) to help build confidence in the purchase of a home and to reduce the fear of foreclosure due to job loss or accidental death or disability. The program is ...

Views: 49       Comments: 0       Comment
3/28/2009 10:46:00 AM

Help for Homeowners in a Distressed Situation



Views: 51       Comments: 0       Comment
3/27/2009 9:34:00 PM

What documents do you need for a loan modification or refinance under the new Making Home Affordable Plan

If a person feels they could benefit from the new Make Home Affordable Plan to modify their loan, here is a list of items they will need: * Information about your first mortgage, such as your monthly mortgage statement. * Information about any second mortgage ...

Views: 162       Comments: 0       Comment
3/19/2009 8:13:00 PM

FTC WARNS CONSUMERS ABOUT ECONOMIC STIMULUS SCAMS

This information is from the FTC: The FTC is warning consumers that they could get stung by an economic stimulus scam. The scams come in different forms. Right now, on the Web and in e-mail, scammers are telling consumers they can help them qualify for a payment ...

Views: 37       Comments: 0       Comment
3/17/2009 9:21:00 PM

Relief From Distressed Situation

We can help you or someone you know avoid foreclosure, particularly if the loan cannot be modified or refinanced because values have gone down too much. As Certified Distressed Property Experts , we can give you the expertise necessary to save your credit, ...

Views: 46       Comments: 0       Comment
3/11/2009 12:13:00 PM

$8,000 Tax Credit for First Time Homebuyers

As part of the American Recovery and Reinvestment Act of 2009, the first time homebuyer tax credit has been enhanced. The 2008 plan offered a first time homebuyer up to $7,500 tax credit which actually had to be repaid, interest free, in $500 installments ...

Views: 52       Comments: 0       Comment

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