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Chris & Karen Highland

Agent Member Since July `08

Agent Statistics

Avg Photos per Listing: 8
Blog Posts: 574

Frederick, MD  
United States

Phone: 301-831-9947
Cell: 301-401-5119
Fax: 301-263-6855
Other: 301-695-3020

Husband and wife team, Chris and Karen Highland, make up the core of The Highland Real Estate Group. They have been serving the real estate needs of families in Frederick & surrounding Counties since 1993 , helping them to create the lifestyles they desire, and to realize their real estate goals.

Chris has experience in management, having managed a Real Estate office of 95 agents. This, along with his 15 years of experience serve as a great resource to clients and agents as they maneuver the complex issues surrounding any real estate transaction. Chris is a Certified Distressed Property Expert, (CDPE), and specializes in helping people avoid foreclosure.

Karen brings her own unique benefits to buyers and sellers from the field of education. Having been a teacher for over 10 years, Karen makes great efforts to make sure clients have the knowledge about the market, and the understanding they need to make the best possible decisions in the real estate transaction. "Being a teacher at heart, I am always working to keep myself educated as well, about the market and about the business of real estate."

Karen and Chris have found Real Estate Teams to be a great office with which to affiliate. The professional atmosphere and team-centered business model has been a great source of agent support. Because Chris and Karen see themselves as customer service experts first, they are committed to helping their clients achieve their goals, to making their clients´ priorities their own. Maybe that's why over 80% of their business comes from referrals.

"Our passion is to understand your family's hopes, dreams, goals and ambitions, thereby allowing us to assist you in finding the right home in the right neighborhood at the right price."

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The Highland Real Estate Group has experience in all of Frederick County, including Frederick City, Adamstown, Mt. Airy, Monrovia, Ijamsville, Middletown, Myersville, Thurmont, Libertytown, Emmitsburg, Brunswick, Woodsboro, and New Market. They have served families in upper Montgomery County, Washington County and eastern Howard and Carroll Counties.

Chris has a national certification, CDPE, Certified Distressed Property Expert.
2/8/2010 12:41:00 PM

The Future of Mortgage Rates

The following is a list of articles and interviews proclaiming the rise of interest rates in the near future. The trigger will be the end of the Mortgage Backed Securities purchases by the Fed. Dan Green of The Mortgage Reports Blog, television interview with ...

Views: 2       Comments: 0       Comment
2/1/2010 1:57:00 PM

More Changes in FHA... Increase in Upfront Mortgage Insurance Premium

Effective on or about April 5, 2010 FHA will increase the Up Front Mortgage Insurance Premium from 1.75% to 2.25%. This is the amount that gets added to the base loan amount. Example #1 Existing (1.75%) Sales Price $250,000 Base Loan 241,250 UFMI Premium 4,222 ...

Views: 11       Comments: 1       Comment
2/1/2010 11:06:00 AM

Fannie Mae will Pay Closing Costs

On Friday, the last business day of January, Fannie Mae announced that it would pay the closing costs, up to 3.5%, on purchases of foreclosed homes in its inventory. Fannie Mae is the country's largest provider of residential home funding, and is making ...

Views: 9       Comments: 0       Comment
1/26/2010 3:40:00 PM

Changes In FHA

HUD is making some changes. Starting Feb 1, 2010 HUD will relax FHA rules that prohibit insuring mortgages on homes that are owned by the seller for less than 90 days -- a move that could help expedite the rehabilitation and resale of foreclosure properties. ...

Views: 22       Comments: 1       Comment
1/22/2010 1:59:00 PM

Mortgage Rates Forecast for 2010

Although no one can be 100% accurate about the future of mortgage rates, we like to ask our lenders to take a guess periodically... 2010 Projections are for mortgage interest rates to stay fairly stable with a slight upwards trend over the first quarter. Then ...

Views: 26       Comments: 0       Comment
1/19/2010 2:13:00 PM

Frederick County MD Real Estate End-of-Year Market Report 2009

The Frederick Real Estate Market is stablizing. Pictures say some things So well...

Views: 30       Comments: 1       Comment
1/15/2010 11:17:00 AM

Thurmont MD Real Estate Market Report for December 2009

Real estate market statistics for December 2009 for sales activity in Thurmont MD have been published.* Here is the synopsis: Thurmont 2009 2008 % Change Avg. Price $255,800 $283,700 -9% Median Price $250,000 $220,000 +14% DOM 172 120 +43% # homes sold 6 7 ...

Views: 25       Comments: 1       Comment
1/14/2010 12:55:00 PM

New Market MD Real Estate Market Report for December 2009

Real estate market statistics for December 2009 for sales activity in New Market MD have been published.* Here is the synopsis: New Market 2009 2008 % Change Avg. Price $315,900 $294,650 +7% Median Price $292,000 $270,500 +8% DOM 63 113 -44% # homes sold 7 ...

Views: 31       Comments: 2       Comment
1/14/2010 12:48:00 PM

Mt. Airy MD Real Estate Market Report for December 2009

Mount Airy Real Estate Statistics for December 2009 have been published by MRIS*. Here is the synopsis: Mt. Airy 2009 2008 % Change Avg. Price $364,800 $354,742 +3% Median Price $292,500 $324,950 -10% DOM 92 101 -9% # homes sold 16 12 +33% Inventory 146 Total ...

Views: 29       Comments: 2       Comment
1/14/2010 12:38:00 PM

Walkersville MD Real Estate Market Report for December 2009

Real estate market statistics for December 2009 for sales activity in Walkersville MD have been published.* Here is the synopsis: Walkersville 2009 2008 % Change Avg. Price $290,285 $192,750 +51% Median Price $270,000 $181,000 +49% DOM 100 67 +49% # homes ...

Views: 26       Comments: 2       Comment

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