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Jan Murphy

ABR
Agent Member Since October `07

Agent Statistics

Avg Photos per Listing: 11
Blog Posts: 13

Downriver, MI  
United States

Cell: 734-624-9985
Fax: 734-285-5933

I consider myself a matchmaker -- matching people with homes. Although we are in a very challenging market, it is also a market of opportunity. First -time buyers have many avenues open to them to get into a new home. The first time buyer credit up to $8,000, low interest rates and a down market offering home prices at levels not seen in over 10 years.
I am proud to belong to the Downriver Association of Realtors. An association that has offered a wealth of training and networking to enhance my professional business. I have earned a spot on the Board of Directors and work to help real estate professionals achieve a honorable field while helping their clients achieve their home buying dreams.
7/11/2009 11:14:00 AM

$8000 First Time Buyers Tax Credit - Expires 11/30/2009

Hi Everyone, Just a quick blog to remind you all that if you want to take advantage of the First Time Home Buyers Tax Credit, you had better hurry!! You have to find a home, negotiate the deal, get the financing and inspections done and have the closing by ...

Views: 107       Comments: 0       Comment
5/29/2009 2:02:00 PM

How Do I Buy a Foreclosure?

The foreclosure market has exploded and most buyers are looking at foreclosed properties. Many of these properties are not in the best condition and are priced accordingly. Some buyers find the perfect home, other will decide they are too much work and hassle ...

Views: 486       Comments: 0       Comment
1/17/2009 12:32:00 PM

WHEN WILL HOME PRICES HIT BOTTOM?

Excellent question and if I had a crystal ball I would be rich. Experts didn't predict the financial mess we are in now so how can anyone predict when things will truly pick up. The reality in home buying is this: Once prices rise, you have missed the ...

Views: 163       Comments: 0       Comment
12/31/2008 2:31:00 PM

Where Can I Get A Mortgage. Credit Loans Are So Tight!!!

FINANCING BAIL OUT- FOR WHO??? It's the end of 2008 and many in the real estate field are sighing a big relief. It's been a hard year but also a year of opportunities. But many first time buyers are having a hard time getting the financing they need ...

Views: 514       Comments: 0       Comment
11/7/2008 3:18:00 PM

What's Up With the Condo Associations?

When you purchase a condo, you are also purchasing the condo association that goes along with it. One thing to make sure is that the condo you buy, DOES NOT have an association that is going bankrupt. In the past month I have worked with several buyers looking ...

Views: 268       Comments: 0       Comment
10/1/2008 11:57:00 AM

I Was Told To Get A Buyer's Agent. How Much Do They Cost?

What is a buyer's agent? A buyer's agent is a Realtor who is under contract to work in the interest of the buyers. Without a buyer's contract, the Realtor is bound by law to represent the best interest of the seller of the property. How do buyer's ...

Views: 157       Comments: 0       Comment
9/20/2008 10:24:00 AM

FHA Loans - the Loan for First Time Buyers

Today's topic is FHA loans. This is the loan most first time buyers use. Read further to get an idea how they work? What exactly is an FHA loan? This is a loan backed or insured by the Federal Housing Authority. This means that your local bank or loan ...

Views: 157       Comments: 0       Comment
8/29/2008 1:20:00 PM

HUD Homes - $2500 Free to Buyers for closing costs

Hi Everyone, Here is the juice on HUDs. HUD is the federal Dept. of Housing and Urban Development. HUD auctions off homes resulting from foreclosed FHA loans in all cities. Not just in bad areas. HUD is offering a $100 down payment plan with $2500 back towards ...

Views: 1283       Comments: 1       Comment
8/24/2008 12:50:00 PM

Short Sales - How do they work?

I have had so many people ask me how to figure out this crazy real estate market. Sellers ask: Are any homes selling? Buyers ask: How can I cash in on the deals? The fact is price is going drive the sale . Buyers are looking for deals and unless they perceive ...

Views: 307       Comments: 3       Comment

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