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Chris DeLoach, ABR, BIC

ABR
NLS Member Since January `04

Agent Statistics

Avg Photos per Listing: 33
Blog Posts: 27

Charleston, SC  
United States

Phone: 843-270-1272
Cell: 843-270-1272
Toll Free: 1-877-773-9270
Fax: 1-866-379-8486

Accredited Buyer Representative
Broker in Charge
Real Estate Buyers Agency Council
Charleston Trident Association of Realtors
South Carolina Association of Realtors
National Association of Realtors
Masters Degree - The Citalel
Masters Degree - College of Charleston
BS - University of South Carolina
Prior experience - Military Officer & Teacher
Charleston Resident - 19 years
3/12/2008 10:35:00 AM

Do the banks REALLY have all of that much money?

Banks have a lot of money … but they don't have enough money to provide all the funding for loans that they need in order to be profitable without the help of the larger secondary market. The secondary market is where the primary lender can sell ...

Views: 40       Comments: 0       Comment
3/12/2008 10:24:00 AM

Risky business

With all the talk in the media about defaults and foreclosures, it’s not a bad idea to have an understanding of how loans are issued and how banks are protected when they issue loans. I t is getting harder to get a loan – even for well qualified ...

Views: 39       Comments: 0       Comment
3/12/2008 9:57:00 AM

It's not your mortgage

Let’s first eliminate a common misunderstanding. Banks do not GIVE mortgages. If you have a home with a mortgage, the bank owns the mortgage. How did they get it? You GAVE it to them. Most people say that they are going to get a mortgage when in fact ...

Views: 41       Comments: 0       Comment
1/25/2008 7:10:00 AM

Time to buy

The perfect buyers market is at hand - but it will not last. Existing home sales have plunged to a 25 year low . The National Association of Realtors reported sales of single-family homes and condominiums dropped by 2.2% in December of 2007 to a seasonally ...

Views: 50       Comments: 0       Comment
7/13/2007 11:09:00 AM

Improving market

A growing number of area real estate professionals are daring fate by starting to talk about an imminent market recovery. Yes, the months of pain for sellers may soon give way to a gradual improvement in market balance. Will the recovery be a run away boom? ...

Views: 98       Comments: 0       Comment
7/13/2007 10:54:00 AM

Light at the end of the tunnel!

Welcome to a buyers’ market. It has taken at number of months but our area has evolved into a market dominated by the power of the buyer. As a buyer, of course this is great news. As a seller, you may be starting to pace the floor and you may be experiencing ...

Views: 72       Comments: 0       Comment
5/15/2007 8:28:00 AM

CBS - bashing Realtors ... again

"Chipping Away at Realtors' Six Percent" Lesley Stahl - 60 Minutes May 13, 2007 ( http://www.cbsnews.com/stories/2007/05/11/60minutes/main2790865.shtml ) "Dear Fellow REALTOR®: I am disappointed and dismayed at the biased story that ...

Views: 127       Comments: 0       Comment
2/20/2007 9:00:00 AM

Protecting your earnest money - as the buyer, how far should you go?

Earnest money is designed to solidify the deal between you and the sellers. It shows you are serious and should give the sellers enough confidence to remove their home from the market just for you. Earnest money is also the primary "remedy" for the ...

Views: 4671       Comments: 0       Comment
1/26/2007 7:50:00 AM

Scuttled: mortgage company sinks closing

I was involved in the situation recently that illustrates how important it really is to use the right lender. If you have ever been under the impression that a pre-approval letter is a guarantee that a lender will issue a loan, read on. Two months ago I began ...

Views: 164       Comments: 0       Comment
1/25/2007 8:14:00 AM

Using a discount broker to sell your home - penny foolish?

Should you use a discount broker to sell your home? Competition is usually good for consumers but it has its limits of effectiveness. The rise in the number of discount agents has been directly proportional to the rise in home prices and the speed with which ...

Views: 245       Comments: 0       Comment

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